About this visa & living in Montenegro
Montenegro's Digital Nomad Residence offers a four-year permit on the Adriatic coast at prices that have largely disappeared from neighbouring Croatia. Kotor Bay, Budva and the mountains around Žabljak give you sea, hiking and skiing within a couple of hours of each other. Nomads on this visa benefit from a temporary income tax exemption, and the country is on a clear (if slow) EU accession path, which adds long-term upside.
- Minimum income
- €1,800/month (3× minimum wage without a degree) — €2,400/month if applying with a bachelor's+ (3× the higher-tier minimum wage). Sources still quoting €1,350 use the pre-2026 wage.
- Length of stay
- 2 years + one 2-year renewal (4 years max), then a mandatory 6-month cooldown outside the country.
- Processing time
- ~2 months
- Application fee
- ~$60
- Tax treatment
- 0% Montenegrin tax on foreign-source income for non-tax-resident nomads — the program's headline benefit.
- Family members
- Allowed
- Renewable
- Yes
- Path to residency
- No
DNV years do NOT count toward permanent residence — use Montenegro's property-ownership route (≥ €150k tax-assessed value under the Jan 2026 law) if PR is the goal.
- Apostille required
- Yes
- Background check
- Required
- Where to apply
- Either abroad or in-country
- Local bank account
- Can typically open one
- Healthcare
- Insurance required
- Savings requirement
- No lump-sum requirement
- Cost of living
- CheapGeneral affordability for a single nomad.
- Bureaucracy
- ●●●●●Heavy paperwork
- Nationality restrictions
- Open to all nationalities
Always verify current requirements on the official government source.